• May 19, 2025

Destination Wedding Insurance Requirements by Country Planning a destination wedding is an exciting adventure, but it also comes with unique risks—travel delays, vendor cancellations, extreme weather, or even legal complications

Wedding insurance can provide financial protection, but requirements vary by country. Below is a guide to help you navigate destination wedding insurance regulations in popular wedding destinations.

Why You Need Destination Wedding Insurance

Before diving into country-specific rules, consider these common coverages:

Cancellation/Postponement:

– Reimbursement for non-refundable deposits.

Travel & Accommodation:

– Coverage for flight delays or lost luggage.

Vendor Issues:

– Protection if a vendor fails to deliver.

Liability Insurance:

– Required in some countries for legal compliance.

Destination Wedding Insurance Requirements by Country

1. Italy

Liability Insurance::

Mandatory for civil ceremonies (€200–€500 coverage).

Venue Requirements::

Some historic venues require damage insurance.

Recommended::

Cancellation coverage due to frequent strikes and weather disruptions.

2. France

Legal Requirement::

Civil weddings require liability insurance (minimum €1 million).

Popular Add-Ons::

Weather insurance for outdoor weddings.

3. Mexico

No Legal Mandate::

No government-required insurance, but resorts often demand liability coverage.

Key Consideration::

Medical coverage for guests in case of illness or accidents.

4. Greece

Religious Ceremonies::

Liability insurance may be required by churches.

Civil Weddings::

Some municipalities ask for event insurance.

5. Spain

Regional Variations::

Certain regions (e.g., Balearic Islands) require liability insurance.

Venue Policies::

Many venues mandate damage coverage.

6. USA (Hawaii, Florida, etc.)

Varies by State::

Liability insurance is often required for venues.

Hurricane Coverage::

Crucial for coastal destinations.

7. Caribbean (Jamaica, Bahamas, etc.)

Resort Policies::

Most all-inclusive resorts require wedding insurance.

Hurricane Protection::

Highly recommended during storm season.

8. Thailand

No Legal Requirement::

But some temples and venues ask for liability coverage.

Travel Insurance::

Advised due to frequent flight delays.

9. Portugal

Civil Weddings::

May require liability insurance.

Outdoor Weddings::

Weather insurance is a smart addition.

10. Maldives

Resort Rules::

Most luxury resorts require wedding insurance.

Medical Evacuation::

Critical due to remote locations.

How to Choose the Right Policy

– Check local legal requirements with your wedding planner or venue.
– Ensure international coverage if guests are traveling.
– Compare cancellation, liability, and weather clauses.

Final Thoughts

Destination wedding insurance safeguards your investment against unforeseen issues. Always verify country-specific rules and consult a specialized insurer for tailored coverage.

Would you like recommendations for insurance providers specializing in destination weddings? Let me know how I can assist further!

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