• May 05, 2025

Medicaid Eligibility Income Limits by State (2024)

Medicaid is a joint federal and state program that provides health coverage to millions of low-income Americans, including children, pregnant women, elderly adults, and people with disabilities. Each state sets its own eligibility criteria, including income limits, which are typically based on a percentage of the Federal Poverty Level (FPL).

Below, we outline the 2024 Medicaid income limits by state, including expansion and non-expansion states, to help you determine eligibility.

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Medicaid Income Limits in 2024

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Key Factors Affecting Eligibility

Most states use the FPL to determine income eligibility.

Under the Affordable Care Act (ACA), 40 states (plus D.C.) have expanded Medicaid, covering adults with incomes up to 138% of the FPL.

In states that did not expand Medicaid, eligibility is often stricter, primarily covering parents, children, pregnant women, and disabled individuals.

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Medicaid Income Limits by State (2024)

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Expansion States (138% FPL for Adults)

| State | Individual (Monthly) | Family of 4 (Monthly) |
|——-|———————-|———————–|
| California | ,732 | ,564 |
| New York | ,732 | ,564 |
| Texas* | Limited eligibility (non-expansion) | |
| Florida* | Limited eligibility (non-expansion) | |
| Illinois | ,732 | ,564 |
| Pennsylvania | ,732 | ,564 |
| Ohio | ,732 | ,564 |
| Michigan | ,732 | ,564 |
| … (Full list available on Medicaid.gov) | | |

*Note: Texas and Florida have not expanded Medicaid, so income limits are much lower for non-disabled adults.*

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Non-Expansion States (Stricter Limits)

In states that did not expand Medicaid, income limits are typically much lower. For example:

Parents in a family of 3 must earn less than 0/month (15% FPL).

Parents in a family of 3 must earn less than 0/month (30% FPL).

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How to Check Your Eligibility

– Enter your income and household size.

– Each state has its own application process.

– Local nonprofits can assist with applications.

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Conclusion

Medicaid eligibility varies significantly by state, with expansion states offering broader coverage. If your income is near the limit, you may qualify for subsidized ACA marketplace plans instead.

For the most accurate and updated information, visit:
– [Medicaid.gov](https://www.medicaid.gov)
– [HealthCare.gov](https://www.healthcare.gov)

Would you like a downloadable PDF version of this guide? Let us know in the comments!

*(This article is for informational purposes only. Eligibility rules may change; verify with official sources.)*

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Tags: #Medicaid #Healthcare #IncomeLimits #2024 #HealthInsurance #PovertyLevel

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